Terms of use

About this website

This website is operated by The Allen Thomas Group, an independent insurance agency (NPN 7642818), under the brand Plumbing Insurance Group. By using the site, you agree to these terms.

Information only, not an offer of coverage

Content on this site is general information about insurance for plumbing businesses. It isn't legal, tax or accounting advice, and it isn't an offer to sell or a promise of coverage. Coverage descriptions are simplified. Your actual coverage is governed by the terms, conditions, limits and exclusions of the policy issued to you.

Quotes and coverage

Submitting a quote request does not bind coverage. Coverage is only in force once a carrier accepts your application and a policy is bound, and it's always subject to underwriting. Not all coverages, carriers or programs are available in every state. We can only quote and place coverage in states where we're licensed.

Carrier names and logos

Insurance carrier names and logos on this site are trademarks of their respective owners. They're shown to identify carriers we work with, and their use doesn't mean any carrier endorses this website or guarantees it will offer you coverage.

Accuracy and links

We work to keep this site accurate and current, but laws, licensing rules and insurance products change. Check important requirements with the relevant authority. Links to other websites, such as state agencies, are provided for convenience. We're not responsible for their content.

Your use of the site

Don't misuse the site, submit false information, or try to interfere with its operation. We may change or discontinue any part of the site at any time.

Limitation of liability

To the extent allowed by law, The Allen Thomas Group isn't liable for any indirect or consequential damages arising from your use of this website or reliance on its general information.

Text message terms

Program: Plumbing Insurance Group quote and policy texts, sent by The Allen Thomas Group to people who check the text-message box on our quote form. Messages cover your quote, coverage and policy renewals. Texts come from a dedicated messaging number. Our office phone line is for calls only and doesn't receive texts.

• Frequency: message frequency varies.
• Cost: Msg & data rates may apply.
• Opt out: reply STOP at any time. You'll get one message confirming you're unsubscribed.
• Help: reply HELP to any of our texts, or call our office at (855) 314-4461 during office hours (Monday–Friday, 9 a.m.–5 p.m. Eastern).
• Consent to receive texts is not a condition of purchase.
• Wireless carriers are not liable for delayed or undelivered messages.
• See our Privacy Policy for how we handle your information.

Governing law

These terms are governed by the laws of the State of Ohio, without regard to conflict-of-law rules.